890 E 52nd St

Hialeah, FL 33013 · single_family · For Sale · 126 days on market
Asking price$395,000
2 beds 1 baths 1,080 sqft
View on Realtor.com →
Listed by Zaira Zavala · United Real Estate Miami
Typesingle_family
Built1952
Price / sqft$366
Est. value (own analysis)$431,349
Rent estimate (own analysis)$2,600/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-04-29
Removed date
MLSMiamiMLS #A12009170
Coordinates25.86978, -80.26479
Address890 E 52nd St
CityHialeah
StateFL
Zip33013
Listing ID5045157218
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33013)

Typical home value (ZHVI)$568,867
Typical rent (ZORI)$2,554/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$395,000
Down payment (20.0%)$79,000
Loan amount$316,000
Closing costs (5.0%)$19,750
Total cash to close$98,750
Rent (comp-derived)$2,600$31,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$31,200
Vacancy rate (assumption) assumption8.0%

$31,200 × 8.0% = $2,496

Effective gross income$2,392$28,704
Property tax (placeholder 1.9% of price)$625$7,505
Insurance (placeholder 0.8% of price)$263$3,160
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$130$1,560
Total operating expenses$1,019$12,225
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$28,704
Total operating expenses derived$12,225

$28,704 − $12,225 = $16,479

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$316,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$316,000 amortized at 6.7% over 30 years = $2,031/mo

CapEx reserve (5.0% of GSR)$130$1,560
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$16,479
Annual debt service derived$24,368
Annual CapEx reserve assumption$1,560
Annual PMI assumption$0

($16,479 − $24,368 − $1,560 − $0) ÷ 12 = -$787

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$16,479
Purchase price data$395,000

$16,479 ÷ $395,000 = 4.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$9,449
Total cash to close derived$98,750

-$9,449 ÷ $98,750 = -9.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$16,479
Annual debt service derived$24,368

$16,479 ÷ $24,368 = 0.68

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$31,200
Purchase price data$395,000

($31,200 ÷ 12) ÷ $395,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$395,000
Gross scheduled rent (annual) comp$31,200

$395,000 ÷ $31,200 = 12.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$12,225
Effective gross income derived$28,704

$12,225 ÷ $28,704 = 42.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$12,225
Annual debt service derived$24,368
Annual PMI assumption$0
Gross scheduled rent (annual) comp$31,200

($12,225 + $24,368 + $0) ÷ $31,200 = 117.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family211,492$2,5002026-04-10
single_family211,460$2,6002026-03-10
single_family21720$3,6002026-08-05

230 E 56th St Unit A

Hialeah, 33013 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,492
Listed2026-04-10
Days on market

Asking rent: $2,500

View on Zillow →

998 E 29th St

Hialeah, 33013 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,460
Listed2026-03-10
Days on market

Asking rent: $2,600

View on Zillow →

568 E 49th St Unit 568

Hialeah, 33013 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage720
Listed2026-08-05
Days on market

Asking rent: $3,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
690 E 46th Stsingle_family21720$495,0002026-08-27
521 E 33rd Stsingle_family21810$549,9002026-08-26
4925 E 9th Ctsingle_family211,875$560,0002026-07-22
4795 E 8th Ctsingle_family211,537$415,0002026-06-26
380 E 56th Stsingle_family211,131$515,0002026-06-09
26 E 45th Stsingle_family211,462$600,0002026-05-27
800 E 19th Stsingle_family21832$650,0002026-05-15
190 E 45th Stsingle_family211,835$640,0002026-04-02
463 E 61st Stsingle_family21940$525,0002026-04-02
4150 E 9th Ctsingle_family211,472$550,0002026-03-26
466 E 62nd Stsingle_family211,118$545,0002026-03-16
310 E 44th Stsingle_family211,528$330,0002026-03-02
282 E 55th Stsingle_family211,235$390,0002026-02-16
471 E 60th Stsingle_family211,916$415,0002026-01-15
509 E 21st Stsingle_family22728$325,0002025-12-24
277 E 63rd Stsingle_family221,327$530,0002025-12-16
551 E 63rd Stsingle_family211,207$347,5002025-11-05
510 E 49th Stsingle_family212,048$750,0002025-10-06
725 E 19th Stsingle_family21780$440,0002025-09-26

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
363 E 62nd Stsingle_family211,098$549,950
651 E 48th Stsingle_family21720$525,000
6084 E 7th Avesingle_family22962$614,999
690 E 46th Stsingle_family21720$575,000
782 E 37th Stsingle_family21825$999,999

10-year hold projection

IRR3.9%
Equity multiple1.63x
Total return (10yr)$113,824
YearProperty valueNOICash flowLoan balanceEquity
1$406,850$16,479-$9,449$312,574$94,276
2$419,056$17,034-$8,933$308,912$110,143
3$431,627$17,608-$8,399$305,000$126,628
4$444,576$18,201-$7,848$300,818$143,758
5$457,913$18,812-$7,278$296,349$161,564
6$471,651$19,444-$6,689$291,574$180,077
7$485,800$20,097-$6,081$286,470$199,330
8$500,374$20,771-$5,452$281,016$219,358
9$515,385$21,466-$4,803$275,188$240,198
10$530,847$22,185-$4,132$268,959$261,888
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.