8405 SW 144th St
Palmetto Bay, FL 33158 · single_family · For Sale · 138 days on market
Asking price$1,375,000
4 beds 4 baths 2,285 sqft
Suggested offer$1,254,964$120,036 above the est. market value of $1,254,964.
View on Realtor.com →Listed by Karina Reyes · Compass Florida, LLC.
Typesingle_family
Built1964
Price / sqft$602
Est. value (own analysis)$1,254,964
Rent estimate (own analysis)$5,600/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
1 / 31
Show every detail
Statusfor_sale
Listed date2026-04-17
Removed date—
MLSMiamiMLS #A12002952
Coordinates25.63678, -80.33013
Address8405 SW 144th St
CityPalmetto Bay
StateFL
Zip33158
Listing ID5042170868
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33158)
Typical home value (ZHVI)$1,383,443
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,375,000 |
| Down payment (20.0%) | $275,000 |
| Loan amount | $1,100,000 |
| Closing costs (5.0%) | $68,750 |
| Total cash to close | $343,750 |
| Income | |
| Rent (comp-derived) | $5,600$67,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,152$61,824 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,177$26,125 |
| Insurance (est. scaled by flood & wind risk) | $1,604$19,250 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $280$3,360 |
| Total operating expenses | $4,061$48,735 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $280$3,360 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 2,427 | $5,500 | 2026-03-12 | — | |
| single_family | 4 | 4 | 4,229 | $25,000 | 2026-04-12 | — | |
| single_family | 4 | 2 | 2,192 | $5,600 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 14525 SW 84th Ave | single_family | 4 | 3 | 2,552 | $1,765,000 | 2026-08-28 |
| 8240 SW 150th Dr | single_family | 4 | 3 | 2,382 | $1,375,000 | 2026-08-21 |
| 13700 SW 78th Pl | single_family | 4 | 2 | 2,188 | $960,000 | 2026-08-18 |
| 6370 SW 144th St | single_family | 4 | 4 | 3,233 | $2,350,000 | 2026-08-10 |
| 13830 SW 79th Ct | single_family | 4 | 2 | 1,842 | $1,075,000 | 2026-07-30 |
| 8241 SW 142nd St | single_family | 4 | 2 | 2,004 | $920,000 | 2026-07-06 |
| 14700 SW 78th Ave | single_family | 4 | 3 | 2,967 | $1,650,000 | 2026-06-15 |
| 8425 SW 149th Dr | single_family | 4 | 3 | 2,562 | $1,390,000 | 2026-06-05 |
| 14345 SW 72nd Ct | single_family | 4 | 5 | 4,011 | $1,745,000 | 2026-05-05 |
| 14040 SW 83rd Ct | single_family | 4 | 4 | 3,194 | $1,300,000 | 2026-05-01 |
| 8501 SW 142nd St | single_family | 4 | 2 | 1,860 | $982,000 | 2026-04-07 |
| 14590 SW 81st Ave | single_family | 4 | 2 | 2,367 | $1,300,000 | 2026-03-19 |
| 13820 SW 82nd Ave | single_family | 4 | 3 | 2,988 | $1,250,000 | 2026-03-18 |
| 13945 Cartee Rd | single_family | 4 | 3 | 3,066 | $2,245,000 | 2026-03-13 |
| 15021 SW 75th Ct | single_family | 4 | 3 | 2,490 | $1,240,000 | 2026-03-13 |
| 14700 SW 83rd Pl | single_family | 4 | 2 | 1,853 | $1,350,000 | 2026-03-04 |
| 7841 SW 141st St | single_family | 4 | 2 | 2,213 | $1,320,000 | 2026-02-23 |
| 7420 SW 145th Ter | single_family | 4 | 3 | 3,150 | $1,200,000 | 2026-01-28 |
| 14901 SW 82nd Ave | single_family | 4 | 3 | 3,350 | $1,185,000 | 2026-01-23 |
| 6957 SW 148th Ter | single_family | 4 | 3 | 2,394 | $1,500,000 | 2026-01-20 |
| 14270 SW 73rd Ave | single_family | 4 | 4 | 2,695 | $1,875,000 | 2026-01-16 |
| 14091 SW 82nd Pl | single_family | 4 | 2 | 2,404 | $1,675,000 | 2025-12-22 |
| 13900 SW 72nd Ct | single_family | 4 | 3 | 3,133 | $1,395,000 | 2025-12-15 |
| 6731 SW 138th St | single_family | 4 | 4 | 2,873 | $1,880,000 | 2025-11-21 |
| 7200 SW 137th St | single_family | 4 | 4 | 3,332 | $1,672,500 | 2025-11-21 |
| 8350 SW 138th Ter | single_family | 4 | 3 | 2,938 | $1,180,000 | 2025-11-03 |
| 14600 SW 75th Ave | single_family | 4 | 3 | 2,356 | $1,500,000 | 2025-10-17 |
| 13925 SW 74th Ave | single_family | 4 | 3 | 3,153 | $1,225,000 | 2025-10-06 |
| 8260 SW 145th St | single_family | 4 | 2 | 2,397 | $1,000,000 | 2025-10-06 |
| 7660 SW 144th St | single_family | 4 | 3 | 2,356 | $1,650,000 | 2025-10-03 |
| 7941 SW 143rd St | single_family | 4 | 2 | 2,234 | $1,320,000 | 2025-10-03 |
| 8021 SW 140th Ter | single_family | 4 | 4 | 2,437 | $1,750,000 | 2025-09-29 |
| 8280 SW 145th St | single_family | 4 | 2 | 2,285 | $999,000 | 2025-09-26 |
| 14285 SW 72nd Ct | single_family | 4 | 3 | 3,066 | $1,100,000 | 2025-09-18 |
| 15023 SW 74th Pl | single_family | 4 | 3 | 2,984 | $1,250,000 | 2025-09-15 |
| 13845 SW 73rd Ct | single_family | 4 | 3 | 2,942 | $1,975,000 | 2025-09-10 |
| 7570 SW 150th St | single_family | 4 | 2 | 2,482 | $1,400,000 | 2025-09-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8520 SW 151st St | single_family | 4 | 3 | 2,156 | $1,570,000 | — |
| 6561 Marlin Dr | single_family | 4 | 4 | 2,504 | $2,575,000 | — |
| 14341 SW 78th Ct | single_family | 4 | 3 | 2,364 | $1,590,000 | — |
| 7430 SW 142nd Ter | single_family | 4 | 3 | 2,491 | $1,759,000 | — |
| 14675 SW 78th Ave | single_family | 4 | 3 | 2,981 | $1,950,000 | — |
| 8241 SW 146th St | single_family | 4 | 4 | 2,858 | $1,450,000 | — |
| 13627 Deering Bay Dr Apt 404 | condos | 4 | 4 | 2,740 | $1,899,000 | — |
| 14270 SW 74th Ct | single_family | 4 | 2 | 2,324 | $1,595,000 | — |
10-year hold projection
IRR-4.6%
Equity multiple0.23x
Total return (10yr)-$86,529
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,416,250 | $13,089 | -$75,098 | $1,088,073 | $328,177 |
| 2 | $1,458,738 | $13,725 | -$74,545 | $1,075,328 | $383,410 |
| 3 | $1,502,500 | $14,387 | -$73,970 | $1,061,707 | $440,792 |
| 4 | $1,547,575 | $15,074 | -$73,371 | $1,047,151 | $500,423 |
| 5 | $1,594,002 | $15,789 | -$72,746 | $1,031,596 | $562,406 |
| 6 | $1,641,822 | $16,532 | -$72,097 | $1,014,972 | $626,850 |
| 7 | $1,691,077 | $17,303 | -$71,420 | $997,206 | $693,870 |
| 8 | $1,741,809 | $18,105 | -$70,716 | $978,221 | $763,588 |
| 9 | $1,794,063 | $18,938 | -$69,983 | $957,931 | $836,132 |
| 10 | $1,847,885 | $19,803 | -$69,220 | $936,249 | $911,636 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.