201 NW 25th Ave

Miami, FL 33125 · single_family · For Sale · 119 days on market
Asking price$700,000
4 beds 2 baths 2,085 sqft
Suggested offer$675,039$24,961 above the est. market value of $675,039.
View on Realtor.com →
Listed by David Fermoselle · Eleventrust Llc
Typesingle_family
Built1953
Price / sqft$336
Est. value (own analysis)$675,039
Rent estimate (own analysis)$6,000/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-05-06
Removed date
MLSMiamiMLS #A12013915
Coordinates25.77491, -80.23687
Address201 NW 25th Ave
CityMiami
StateFL
Zip33125
Listing ID5039417743
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33125)

Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$700,000
Down payment (20.0%)$140,000
Loan amount$560,000
Closing costs (5.0%)$35,000
Total cash to close$175,000
Rent (comp-derived)$6,000$72,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$72,000
Vacancy rate (assumption) assumption8.0%

$72,000 × 8.0% = $5,760

Effective gross income$5,520$66,240
Property tax (placeholder 1.9% of price)$1,108$13,300
Insurance (placeholder 0.8% of price)$467$5,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$300$3,600
Total operating expenses$1,875$22,500
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$66,240
Total operating expenses derived$22,500

$66,240 − $22,500 = $43,740

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$560,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$560,000 amortized at 6.7% over 30 years = $3,599/mo

CapEx reserve (5.0% of GSR)$300$3,600
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$43,740
Annual debt service derived$43,185
Annual CapEx reserve assumption$3,600
Annual PMI assumption$0

($43,740 − $43,185 − $3,600 − $0) ÷ 12 = -$254

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$43,740
Purchase price data$700,000

$43,740 ÷ $700,000 = 6.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$3,045
Total cash to close derived$175,000

-$3,045 ÷ $175,000 = -1.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$43,740
Annual debt service derived$43,185

$43,740 ÷ $43,185 = 1.01

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$72,000
Purchase price data$700,000

($72,000 ÷ 12) ÷ $700,000 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$700,000
Gross scheduled rent (annual) comp$72,000

$700,000 ÷ $72,000 = 9.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$22,500
Effective gross income derived$66,240

$22,500 ÷ $66,240 = 34.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$22,500
Annual debt service derived$43,185
Annual PMI assumption$0
Gross scheduled rent (annual) comp$72,000

($22,500 + $43,185 + $0) ÷ $72,000 = 91.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,408$5,0002026-07-15
single_family432,741$6,5002026-08-30
single_family432,000$6,0002022-11-07

1826 NW S River Dr Unit 0

Miami, 33125 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,408
Listed2026-07-15
Days on market

Asking rent: $5,000

View on Zillow →

112 NW 24th Ct

Miami, 33125 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,741
Listed2026-08-30
Days on market

Asking rent: $6,500

View on Zillow →

901 NW 22nd Pl

Miami, 33125 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,000
Listed2022-11-07
Days on market

Asking rent: $6,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
920 NW 35th Avesingle_family431,353$690,0002026-07-31
1918 NW 19th Avesingle_family421,520$660,0002026-07-23
1644 NW 8th Tersingle_family452,640$1,100,0002026-07-10
2965 NW 1st Stsingle_family431,350$234,0002026-06-16
1960 NW 24th Ctsingle_family422,088$635,0002026-06-04
421 NW 32nd Ctsingle_family421,842$655,0002026-05-18
830 NW 30th Ctsingle_family421,915$620,0002026-05-01
2091 NW 14th Stsingle_family423,588$1,500,0002026-04-21
46 NW 24th Ctsingle_family442,046$635,0002026-03-31
1829 NW 31st Avesingle_family421,998$623,0002026-03-23
3522 NW 5th Stsingle_family421,769$625,0002026-03-20
3501 NW 3rd Stsingle_family421,172$290,0002026-03-12
3508 NW 19th Tersingle_family421,675$780,0002026-02-02
810 NW 24th Ctsingle_family432,082$510,0002026-01-30
1050 NW 30th Avesingle_family422,210$690,0002025-12-10
911 NW 30th Plsingle_family432,477$599,9002025-12-08
810 NW 17th Ctsingle_family421,435$475,0002025-09-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3536 NW 14th Tersingle_family431,760$785,000
1442 NW 2nd Stsingle_family421,598$5,000,000
21 NW 32nd Ctmulti_family421,680$799,999
1888 NW 18th Stmulti_family421,366$480,000
112 NW 24th Ctsingle_family43$1,200,000
1600 NW 29th Avesingle_family421,448$620,000
2323 NW 1st Stsingle_family431,950$679,999
2315 NW 3rd Stsingle_family431,976$1,150,000

10-year hold projection

IRR9.8%
Equity multiple2.53x
Total return (10yr)$359,219
YearProperty valueNOICash flowLoan balanceEquity
1$721,000$43,740-$3,045$553,928$167,072
2$742,630$45,165-$1,710$547,440$195,190
3$764,909$46,635-$332$540,506$224,403
4$787,856$48,152$1,091$533,095$254,761
5$811,492$49,718$2,560$525,176$286,316
6$835,837$51,334$4,076$516,713$319,124
7$860,912$53,001$5,642$507,669$353,243
8$886,739$54,721$7,258$498,004$388,735
9$913,341$56,497$8,926$487,675$425,667
10$940,741$58,329$10,648$476,636$464,105
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.