701 NW 176th Ter

Miami Gardens, FL 33169 · single_family · For Sale · 33 days on market
Asking price$585,000
4 beds 2 baths 1,368 sqft
Suggested offer$469,303$115,697 above the est. market value of $469,303.
View on Realtor.com →
Listed by Yohara Hernandez · My FL Home, LLC.
Typesingle_family
Built1958
Price / sqft$428
Est. value (own analysis)$469,303
Rent estimate (own analysis)$3,550/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-31
Removed date
MLSMiamiMLS #A12062784
Coordinates25.93662, -80.21317
Address701 NW 176th Ter
CityMiami Gardens
StateFL
Zip33169
Listing ID5028092565
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33169)

Typical home value (ZHVI)$471,445
Typical rent (ZORI)$2,193/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$585,000
Down payment (20.0%)$117,000
Loan amount$468,000
Closing costs (5.0%)$29,250
Total cash to close$146,250
Rent (comp-derived)$3,550$42,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,600
Vacancy rate (assumption) assumption8.0%

$42,600 × 8.0% = $3,408

Effective gross income$3,266$39,192
Property tax (placeholder 1.9% of price)$926$11,115
Insurance (placeholder 0.8% of price)$390$4,680
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$178$2,130
Total operating expenses$1,494$17,925
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$39,192
Total operating expenses derived$17,925

$39,192 − $17,925 = $21,267

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$468,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$468,000 amortized at 6.7% over 30 years = $3,007/mo

CapEx reserve (5.0% of GSR)$178$2,130
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$21,267
Annual debt service derived$36,090
Annual CapEx reserve assumption$2,130
Annual PMI assumption$0

($21,267 − $36,090 − $2,130 − $0) ÷ 12 = -$1,413

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$21,267
Purchase price data$585,000

$21,267 ÷ $585,000 = 3.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$16,953
Total cash to close derived$146,250

-$16,953 ÷ $146,250 = -11.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$21,267
Annual debt service derived$36,090

$21,267 ÷ $36,090 = 0.59

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,600
Purchase price data$585,000

($42,600 ÷ 12) ÷ $585,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$585,000
Gross scheduled rent (annual) comp$42,600

$585,000 ÷ $42,600 = 13.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,925
Effective gross income derived$39,192

$17,925 ÷ $39,192 = 45.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,925
Annual debt service derived$36,090
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,600

($17,925 + $36,090 + $0) ÷ $42,600 = 126.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,175$3,170
single_family421,491$4,300
single_family421,483$2,9302026-05-22
single_family421,300$3,4102026-08-09
single_family431,795$4,0002026-08-04
single_family421,638$4,6002026-07-31
single_family421,248$3,5002026-05-28
single_family421,829$3,900
single_family421,470$3,200
single_family421,175$3,600

335 NW 190th St

Miami, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,175
Listed
Days on market

Asking rent: $3,170

View on Zillow →

160 NW 199th St

Miami, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,491
Listed
Days on market

Asking rent: $4,300

View on Zillow →

980 NW 182nd St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,483
Listed2026-05-22
Days on market

Asking rent: $2,930

View on Zillow →

17300 NW 12th Ave

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,300
Listed2026-08-09
Days on market

Asking rent: $3,410

View on Zillow →

19731 NW 4th Ave

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,795
Listed2026-08-04
Days on market

Asking rent: $4,000

View on Zillow →

250 NW 191st St Unit 250

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,638
Listed2026-07-31
Days on market

Asking rent: $4,600

View on Zillow →

275 NW 187th St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,248
Listed2026-05-28
Days on market

Asking rent: $3,500

View on Zillow →

740 NW 178th Ter

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,829
Listed
Days on market

Asking rent: $3,900

View on Zillow →

4634 NW 185th St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,470
Listed
Days on market

Asking rent: $3,200

View on Zillow →

265 NW 190th St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,175
Listed
Days on market

Asking rent: $3,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1225 NW 189th Tersingle_family421,528$540,0002026-08-20
19320 NW 7th Avesingle_family421,248$460,0002026-08-17
295 NW 189th Tersingle_family421,395$510,0002026-08-14
365 NW 188th Stsingle_family421,323$539,0002026-08-13
580 NW 189th Tersingle_family421,264$545,0002026-08-12
1315 NW 196th Tersingle_family421,590$550,0002026-08-06
290 NW 191st Stsingle_family421,128$390,0002026-08-03
1081 NW 198th Stsingle_family432,110$599,0002026-07-27
1440 NW 179th Tersingle_family421,588$575,0002026-07-24
20100 NW 14th Ctsingle_family411,014$410,0002026-07-22
19241 NW 6th Ctsingle_family422,400$410,0002026-07-17
661 NW 191st Stsingle_family421,402$500,0002026-06-26
360 NW 199th Stsingle_family431,125$569,0002026-06-23
1350 NW 189th Tersingle_family431,884$660,0002026-06-08
911 NW 200th Tersingle_family421,692$595,0002026-06-05
1320 NW 179th Stsingle_family421,445$519,0002026-06-02
860 NW 171st Stsingle_family431,118$554,0002026-05-29
18001 NW 14th Ctsingle_family421,972$470,0002026-05-22
19450 NW 6th Avesingle_family421,196$550,0002026-05-19
1321 NW 171st Stsingle_family431,344$590,0002026-05-18
20503 NW 11th Avesingle_family423,004$590,5002026-05-14
1110 NW 183rd Stsingle_family421,851$635,0002026-04-27
1220 NW 190th Stsingle_family431,897$550,0002026-04-23
1413 NW 206th Stsingle_family431,865$495,0002026-04-17
17800 NW 11th Avesingle_family432,000$600,0002026-04-10
601 NW 198th Stsingle_family422,045$605,0002026-04-06
601 NW 187th Stsingle_family421,530$549,0002026-04-01
20606 NW 11th Ctsingle_family431,865$570,0002026-03-20
321 NW 201st Stsingle_family422,032$612,0002026-03-13
401 NW 183rd Stsingle_family421,761$560,0002026-03-06
17940 NW 13th Ctsingle_family431,379$590,0002026-03-05
20021 NW 14th Avesingle_family421,350$480,0002026-02-27
18005 NW 7th Avesingle_family421,419$441,0002026-02-23
5017956229single_family421,989$520,0002026-02-11
1021 NW 195th Stsingle_family421,530$529,0002026-02-03
770 NW 184th Drsingle_family431,885$495,0002026-01-16
1140 NW 193rd Stsingle_family431,896$670,0002026-01-13
19611 NW 4th Avesingle_family421,406$550,0002026-01-08
1220 NW 180th Tersingle_family432,068$610,0002026-01-06
1672 NW 192nd Tersingle_family432,877$720,0002026-01-05
722 NW 170th Stsingle_family421,519$490,0002025-12-30
20 NW 197th Stsingle_family432,007$617,0002025-12-26
17135 NW 12th Ctsingle_family422,155$575,0002025-12-23
30 NW 189th Stsingle_family421,547$460,0002025-12-18
19245 NW 12th Avesingle_family421,561$549,0002025-12-15
45 NW 158th Stsingle_family45$1,705,2502025-12-10
19110 N Miami Avesingle_family431,879$565,0002025-12-04
830 NW 173rd Tersingle_family442,640$619,5002025-12-03
19710 NW 11th Ctsingle_family432,234$513,0002025-12-01
551 NW 183rd Stsingle_family431,550$518,0002025-11-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
152 NW 165th Stsingle_family442,888$2,200,000
300 S Biscayne River Drsingle_family432,225$849,990
360 NW 179th Tersingle_family431,310$450,000
17950 NW 6th Ctsingle_family431,459$529,000
881 NW 177th Tersingle_family421,275$575,000
21431 NW 13th Ct Apt 116townhomes431,691$400,000
21105 NW 14th Pl Unit 4condos431,716$429,999
1251 NW 190th Stsingle_family422,064$499,000

10-year hold projection

IRR2.5%
Equity multiple1.40x
Total return (10yr)$134,569
YearProperty valueNOICash flowLoan balanceEquity
1$602,550$21,267-$16,953$462,926$139,624
2$620,627$21,995-$16,278$457,503$163,123
3$639,245$22,746-$15,581$451,708$187,537
4$658,423$23,523-$14,861$445,516$212,907
5$678,175$24,325-$14,116$438,897$239,278
6$698,521$25,154-$13,346$431,825$266,696
7$719,476$26,010-$12,550$424,266$295,210
8$741,061$26,894-$11,728$416,189$324,871
9$763,292$27,807-$10,878$407,557$355,735
10$786,191$28,751-$9,999$398,332$387,859
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.