5801 SW 74th Ter Apt 3
South Miami, FL 33143 · townhomes · For Sale · 1 days on market
Asking price$850,000
3 beds 4 baths 2,240 sqft
Listed by Oscar Arellano · Coldwell Banker Realty
Typetownhomes
Built1991
Price / sqft$379
Est. value (own analysis)$1,118,684
Rent estimate (own analysis)$5,200/mo
HOA$925/mo
1 / 30
Show every detail
Statusfor_sale
Listed date2026-09-01
Removed date—
MLSMiamiMLS #A12080938
Coordinates25.70225, -80.28770
Address5801 SW 74th Ter Apt 3
CitySouth Miami
StateFL
Zip33143
Listing ID5027220927
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33143)
Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $850,000 |
| Down payment (20.0%) | $170,000 |
| Loan amount | $680,000 |
| Closing costs (5.0%) | $42,500 |
| Total cash to close | $212,500 |
| Income | |
| Rent (comp-derived) | $5,200$62,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,784$57,408 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,346$16,150 |
| Insurance (placeholder 0.8% of price) | $567$6,800 |
| HOA dues | $925$11,100 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $260$3,120 |
| Total operating expenses | $3,098$37,170 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $260$3,120 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 2 | 1,754 | $3,300 | 2026-09-01 | — | |
| townhomes | 3 | 4 | 2,509 | $6,450 | 2026-08-04 | — | |
| townhomes | 3 | 3 | 1,700 | $5,200 | 2026-08-19 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5772 SW 74 TER | TOTAL VALUE : TOWNHOUSE | 3 | 2 | 1,702 | $847,000 | 2024-05-16 |
| 5784 SW 74 TER | TOTAL VALUE : TOWNHOUSE | 3 | 2 | 1,702 | $985,000 | 2023-09-08 |
| 5770 SW 74 TER | TOTAL VALUE : TOWNHOUSE | 3 | 2 | 1,702 | $850,000 | 2023-07-27 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5775 SW 57th Ter | single_family | 3 | 2 | 1,841 | $1,350,000 | — |
| 7050 SW 82nd Ct | single_family | 3 | 2 | 1,312 | $1,400,000 | — |
| 7240 Sunset Dr | single_family | 3 | 3 | 1,591 | $2,675,000 | — |
| 8530 SW 81st Ln | single_family | 3 | 2 | 2,154 | $1,150,000 | — |
| 8121 SW 82nd Ct | townhomes | 3 | 3 | 1,470 | $645,000 | — |
| 7483 SW 82nd St Apt A102 | condos | 3 | 2 | 1,140 | $385,000 | — |
| 8054 SW 86th Ter | townhomes | 3 | 3 | 2,019 | $875,000 | — |
| 6325 SW 84th St | single_family | 3 | 2 | 1,886 | $1,775,000 | — |
10-year hold projection
IRR-1.0%
Equity multiple0.83x
Total return (10yr)$75,907
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $875,500 | $20,238 | -$35,320 | $672,627 | $202,873 |
| 2 | $901,765 | $21,031 | -$34,605 | $664,748 | $237,017 |
| 3 | $928,818 | $21,852 | -$33,864 | $656,328 | $272,490 |
| 4 | $956,682 | $22,703 | -$33,095 | $647,330 | $309,352 |
| 5 | $985,383 | $23,584 | -$32,298 | $637,714 | $347,669 |
| 6 | $1,014,944 | $24,497 | -$31,471 | $627,437 | $387,507 |
| 7 | $1,045,393 | $25,442 | -$30,614 | $616,455 | $428,937 |
| 8 | $1,076,755 | $26,421 | -$29,726 | $604,719 | $472,036 |
| 9 | $1,109,057 | $27,435 | -$28,805 | $592,177 | $516,881 |
| 10 | $1,142,329 | $28,484 | -$27,851 | $578,773 | $563,556 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.