300 E 4th St Unit 103
Hialeah, FL 33010 · condos · For Sale · 87 days on market
Asking price$450,000
3 beds 2 baths 1,050 sqft
Suggested offer$312,113$137,888 above the est. market value of $312,113.
View on Realtor.com →Listed by Florinda Goris · Coldwell Banker Premium Realty
Typecondos
Built2001
Price / sqft$429
Est. value (own analysis)$312,113
Rent estimate (own analysis)$2,700/mo
HOA$246/mo
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Statusfor_sale
Listed date2026-06-07
Removed date—
MLSBeachesMLS #B26037980
Coordinates25.82515, -80.27475
Address300 E 4th St Unit 103
CityHialeah
StateFL
Zip33010
Listing ID5007754409
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33010)
Typical home value (ZHVI)$536,631
Typical rent (ZORI)$2,166/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $450,000 |
| Down payment (20.0%) | $90,000 |
| Loan amount | $360,000 |
| Closing costs (5.0%) | $22,500 |
| Total cash to close | $112,500 |
| Income | |
| Rent (comp-derived) | $2,700$32,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,484$29,808 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $713$8,550 |
| Insurance (placeholder 0.8% of price) | $300$3,600 |
| HOA dues | $246$2,952 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $135$1,620 |
| Total operating expenses | $1,394$16,722 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $135$1,620 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 3 | 2 | 1,080 | $2,700 | 2026-06-02 | — | |
| condos | 3 | 3 | 1,291 | $2,700 | 2026-05-01 | — | |
| apartment | 3 | 2 | 1,372 | $4,417 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9 E 4th St Apt 102 | condos | 3 | 2 | 1,080 | $320,000 | 2026-07-27 |
| 120 E 5th St Unit 2 | condos | 3 | 3 | 1,291 | $330,000 | 2026-06-12 |
| 317 E 3rd St Unit 201 | condos | 3 | 2 | 1,030 | $317,000 | 2026-05-12 |
| 298 E 3rd St Unit 102 | condos | 3 | 3 | 1,053 | $314,000 | 2026-01-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 621 SE 4th St | single_family | 3 | 2 | 1,642 | $450,000 | — |
| 790 E 6th Pl | single_family | 3 | 1 | 936 | $489,000 | — |
| 275 W 13th St | multi_family | 3 | 4 | 2,339 | $849,999 | — |
| 831 E 10th Pl | single_family | 3 | 2 | 1,629 | $830,000 | — |
| 685 SE Park Dr | single_family | 3 | 2 | 1,000 | $509,000 | — |
| 76 W 14th St | multi_family | 3 | 2 | 1,056 | $629,900 | — |
| 580 SE 2nd St | single_family | 3 | 2 | 1,788 | $555,000 | — |
| single_family | 3 | 2 | 1,186 | $529,900 | — |
10-year hold projection
IRR0.4%
Equity multiple1.07x
Total return (10yr)$66,962
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $463,500 | $13,086 | -$16,296 | $356,097 | $107,403 |
| 2 | $477,405 | $13,562 | -$15,860 | $351,925 | $125,480 |
| 3 | $491,727 | $14,055 | -$15,409 | $347,468 | $144,259 |
| 4 | $506,479 | $14,564 | -$14,942 | $342,704 | $163,775 |
| 5 | $521,673 | $15,091 | -$14,458 | $337,613 | $184,060 |
| 6 | $537,324 | $15,636 | -$13,958 | $332,172 | $205,151 |
| 7 | $553,443 | $16,200 | -$13,440 | $326,358 | $227,085 |
| 8 | $570,047 | $16,783 | -$12,904 | $320,145 | $249,902 |
| 9 | $587,148 | $17,386 | -$12,350 | $313,505 | $273,643 |
| 10 | $604,762 | $18,009 | -$11,775 | $306,408 | $298,354 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.