530 NE 130th St
Miami, FL 33161 · single_family · For Sale · 41 days on market
Asking price$719,999
4 beds 3 baths — sqft
Listed by Ebony Hanchard · VOiCE REALTY GROUP, LLC
Typesingle_family
Built1953
Price / sqft—
Est. value (own analysis)$830,000
Rent estimate (own analysis)$6,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-23
Removed date—
MLSMiamiMLS #A12057881
Coordinates25.89443, -80.18800
Address530 NE 130th St
CityMiami
StateFL
Zip33161
Listing ID5006601000
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33161)
Typical home value (ZHVI)$498,596
Typical rent (ZORI)$2,323/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $719,999 |
| Down payment (20.0%) | $144,000 |
| Loan amount | $575,999 |
| Closing costs (5.0%) | $36,000 |
| Total cash to close | $180,000 |
| Income | |
| Rent (comp-derived) | $6,500$78,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,980$71,760 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,140$13,680 |
| Insurance (est. scaled by flood & wind risk) | $768$9,216 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $325$3,900 |
| Total operating expenses | $2,233$26,796 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $325$3,900 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 5 | — | $6,500 | 2026-07-03 | — | |
| single_family | 4 | 2 | 2,360 | $5,500 | 2026-06-26 | — | |
| single_family | 4 | 5 | 2,323 | $6,000 | 2026-08-23 | — | |
| single_family | 4 | 2 | — | $2,650 | — | — | |
| single_family | 4 | 2 | 1,440 | $3,750 | — | — | |
| single_family | 4 | 3 | 2,845 | $14,000 | 2026-08-27 | — | |
| single_family | 4 | 3 | 2,173 | $7,950 | 2026-08-28 | — | |
| single_family | 4 | 4 | 2,519 | $10,500 | 2026-08-09 | — | |
| single_family | 4 | 3 | 1,817 | $6,500 | 2026-06-30 | — | |
| single_family | 4 | 2 | 1,784 | $3,495 | — | — | |
| single_family | 4 | 5 | — | $6,500 | — | — | |
| single_family | 4 | 4 | 2,992 | $13,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 205 NE 123rd St | single_family | 4 | 3 | 2,601 | $1,000,000 | 2026-08-28 |
| 11780 NE 8th Ave | single_family | 4 | 5 | 2,887 | $2,640,000 | 2026-08-14 |
| 11410 NE 13th Ave | single_family | 4 | 2 | 1,679 | $420,000 | 2026-08-14 |
| 649 NE 117th St | single_family | 4 | 4 | 3,465 | $4,150,000 | 2026-08-12 |
| 980 NE 146th St | single_family | 4 | 2 | 1,565 | $550,000 | 2026-07-29 |
| 1480 NE 150th St | single_family | 4 | 2 | 1,044 | $530,000 | 2026-07-21 |
| 12630 NE Miami Pl | single_family | 4 | 3 | 2,360 | $830,000 | 2026-07-21 |
| 13550 S Biscayne River Rd | single_family | 4 | 2 | 1,932 | $1,140,000 | 2026-07-17 |
| 270 NE 123rd St | single_family | 4 | 2 | 1,952 | $852,500 | 2026-06-30 |
| 11412 NE 8th Ave | single_family | 4 | 5 | 3,123 | $2,737,500 | 2026-06-17 |
| 11801 NE 11th Ave | single_family | 4 | 2 | 2,124 | $1,248,000 | 2026-06-16 |
| 630 NE 143rd St | single_family | 4 | 3 | 2,115 | $710,000 | 2026-06-08 |
| 476 NE 119th St | single_family | 4 | 3 | 2,356 | $1,675,000 | 2026-06-05 |
| 13370 NE 5th Ave | single_family | 4 | 2 | 1,412 | $465,000 | 2026-06-05 |
| 1321 NE 148th St | single_family | 4 | 3 | 1,818 | $639,000 | 2026-05-21 |
| 465 NE 114th St | single_family | 4 | 2 | 2,178 | $905,000 | 2026-05-18 |
| 971 NE 116th St | single_family | 4 | 4 | 2,348 | $1,450,000 | 2026-05-14 |
| 219 NE 141st St | single_family | 4 | 2 | 1,386 | $720,000 | 2026-05-06 |
| 14615 NE 5th Ave | single_family | 4 | 2 | 1,751 | $580,000 | 2026-04-24 |
| 11143 NE 8th Ave | single_family | 4 | 5 | 3,918 | $3,625,000 | 2026-04-21 |
| 520 NE 111th St | single_family | 4 | 3 | 1,714 | $500,000 | 2026-04-10 |
| 14800 NE 16th Ave | single_family | 4 | 3 | 1,956 | $572,000 | 2026-04-03 |
| 11636 NE 7th Ave | single_family | 4 | 6 | 3,354 | $3,000,000 | 2026-04-03 |
| 15021 NE 11th Ave | single_family | 4 | 3 | 1,486 | $507,000 | 2026-03-31 |
| 1265 NE 138th St | single_family | 4 | 2 | 2,006 | $513,500 | 2026-03-12 |
| 1015 NE 119th St | single_family | 4 | 4 | 1,959 | $1,430,000 | 2026-02-17 |
| 1585 NE 139th St | single_family | 4 | 3 | 2,368 | $670,000 | 2026-01-30 |
| 1155 NE 110th St | single_family | 4 | 3 | 2,122 | $575,000 | 2026-01-16 |
| 1320 NE 138th St | single_family | 4 | 4 | 2,261 | $830,000 | 2026-01-07 |
| 10900 N Bayshore Dr | single_family | 4 | 4 | 2,894 | $1,500,000 | 2025-12-23 |
| 235 NE 123rd St | single_family | 4 | 2 | 2,171 | $650,000 | 2025-12-16 |
| 967 NE 117th St | single_family | 4 | 5 | 4,355 | $4,750,000 | 2025-12-04 |
| 501 NE 112th St | single_family | 4 | 3 | 1,888 | $500,000 | 2025-11-26 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 171 NE 117th St | multi_family | 4 | 4 | 1,765 | $700,000 | — |
| 10831 NE 2nd Ct | multi_family | 4 | 2 | 1,625 | $750,000 | — |
| 1216-1218 NE 112th St | multi_family | 4 | 4 | 1,810 | $975,000 | — |
| 325 NE 108th St | multi_family | 4 | 3 | 1,705 | $725,000 | — |
| 11420 NE 4th Ave | single_family | 4 | 3 | 1,803 | $975,000 | — |
| 10850 N Bayshore Dr | single_family | 4 | 6 | — | $4,800,000 | — |
| 1112 NE 111th St | multi_family | 4 | 3 | 1,756 | $815,000 | — |
| 134 NE 117th St | single_family | 4 | 3 | — | $850,000 | — |
10-year hold projection
IRR9.7%
Equity multiple2.52x
Total return (10yr)$367,931
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $741,599 | $44,964 | -$3,354 | $569,754 | $171,845 |
| 2 | $763,847 | $46,447 | -$1,969 | $563,080 | $200,767 |
| 3 | $786,762 | $47,978 | -$538 | $555,948 | $230,815 |
| 4 | $810,365 | $49,558 | $940 | $548,326 | $262,040 |
| 5 | $834,676 | $51,189 | $2,466 | $540,180 | $294,496 |
| 6 | $859,716 | $52,872 | $4,041 | $531,475 | $328,241 |
| 7 | $885,508 | $54,610 | $5,669 | $522,172 | $363,336 |
| 8 | $912,073 | $56,404 | $7,350 | $512,231 | $399,842 |
| 9 | $939,435 | $58,255 | $9,085 | $501,607 | $437,829 |
| 10 | $967,618 | $60,166 | $10,877 | $490,253 | $477,365 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.