5800 SW 99th Ter

Pinecrest, FL 33156 · single_family · Pending — under contract · 329 days on market
Asking price$3,850,000
5 beds 4 baths 3,487 sqft
Suggested offer$2,596,246$1,253,754 above the est. market value of $2,596,246.
View on Realtor.com →
Listed by Maria Vina Rodriguez P.A. · BHHS EWM Realty
Typesingle_family
Built2012
Price / sqft$1104
Est. value (own analysis)$2,596,246
Rent estimate (own analysis)$13,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2025-10-08
Removed date
MLSMiamiMLS #A11892095
Coordinates25.67915, -80.28688
Address5800 SW 99th Ter
CityPinecrest
StateFL
Zip33156
Listing ID5004610739
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33156)

Typical home value (ZHVI)$1,543,591
Typical rent (ZORI)$2,706/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$3,850,000
Down payment (20.0%)$770,000
Loan amount$3,080,000
Closing costs (5.0%)$192,500
Total cash to close$962,500
Rent (comp-derived)$13,000$156,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$156,000
Vacancy rate (assumption) assumption8.0%

$156,000 × 8.0% = $12,480

Effective gross income$11,960$143,520
Property tax (placeholder 1.9% of price)$6,096$73,150
Insurance (est. scaled by flood & wind risk)$4,492$53,900
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$650$7,800
Total operating expenses$11,238$134,850
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$143,520
Total operating expenses derived$134,850

$143,520 − $134,850 = $8,670

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$3,080,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$3,080,000 amortized at 6.7% over 30 years = $19,793/mo

CapEx reserve (5.0% of GSR)$650$7,800
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$8,670
Annual debt service derived$237,515
Annual CapEx reserve assumption$7,800
Annual PMI assumption$0

($8,670 − $237,515 − $7,800 − $0) ÷ 12 = -$19,720

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$8,670
Purchase price data$3,850,000

$8,670 ÷ $3,850,000 = 0.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$236,645
Total cash to close derived$962,500

-$236,645 ÷ $962,500 = -24.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$8,670
Annual debt service derived$237,515

$8,670 ÷ $237,515 = 0.04

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$156,000
Purchase price data$3,850,000

($156,000 ÷ 12) ÷ $3,850,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$3,850,000
Gross scheduled rent (annual) comp$156,000

$3,850,000 ÷ $156,000 = 24.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$134,850
Effective gross income derived$143,520

$134,850 ÷ $143,520 = 94.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$134,850
Annual debt service derived$237,515
Annual PMI assumption$0
Gross scheduled rent (annual) comp$156,000

($134,850 + $237,515 + $0) ÷ $156,000 = 238.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family564,212$11,0002026-08-19
single_family533,050$5,9992026-08-18
single_family532,754$10,5002026-05-12
single_family574,036$13,0002026-07-20
single_family553,836$26,0002025-11-03
single_family553,514$16,9002026-03-06
single_family553,658$18,0002026-04-13
single_family532,670$9,200
single_family554,374$20,0002026-09-01

8283 SW 120th Ter

Miami, 33156 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage4,212
Listed2026-08-19
Days on market

Asking rent: $11,000

View on Zillow →

8250 SW 116th St

Miami, 33156 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,050
Listed2026-08-18
Days on market

Asking rent: $5,999

View on Zillow →

10330 SW 58th Ct

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,754
Listed2026-05-12
Days on market

Asking rent: $10,500

View on Zillow →

13401 SW 83rd Ave

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms5 bd / 7 ba
Square footage4,036
Listed2026-07-20
Days on market

Asking rent: $13,000

View on Zillow →

415 Rovino Ave

Coral Gables, 33156 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,836
Listed2025-11-03
Days on market

Asking rent: $26,000

View on Zillow →

6399 SW 100th St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,514
Listed2026-03-06
Days on market

Asking rent: $16,900

View on Zillow →

13303 SW 58th Ave

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,658
Listed2026-04-13
Days on market

Asking rent: $18,000

View on Zillow →

7715 SW 122nd St # 7715

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,670
Listed
Days on market

Asking rent: $9,200

View on Zillow →

6121 SW 104th St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,374
Listed2026-09-01
Days on market

Asking rent: $20,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
12801 SW 61st Avesingle_family555,802$4,550,0002026-08-24
600 Conde Avesingle_family554,512$4,000,0002026-08-18
5770 SW 100th Stsingle_family566,447$4,750,0002026-08-17
7200 SW 107th Tersingle_family563,450$2,990,0002026-08-17
12624 SW 77th Avesingle_family544,014$3,200,0002026-08-13
13300 SW 69th Avesingle_family554,731$2,900,0002026-08-10
11600 SW 77th Avesingle_family574,673$4,700,0002026-08-07
10330 SW 71st Avesingle_family532,789$2,275,0002026-08-03
12801 Old Cutler Rdsingle_family564,906$4,110,0002026-08-03
7175 SW 117th Tersingle_family543,448$2,155,0002026-07-27
5340 Banyan Drsingle_family555,690$7,281,5002026-07-22
12070 SW 83rd Plsingle_family554,212$2,270,0002026-07-21
7440 SW 106th Stsingle_family533,748$3,250,0002026-07-21
8620 SW 112th Stsingle_family553,993$2,700,0002026-07-09
13060 SW 70th Avesingle_family533,203$2,100,0002026-07-06
6700 SW 117th Stsingle_family543,956$3,150,0002026-06-30
6801 SW 126th Tersingle_family554,732$2,757,2002026-06-30
13020 SW 70th Avesingle_family544,001$1,850,0002026-06-29
7830 SW 120th Stsingle_family544,119$2,950,0002026-06-26
10235 SW 58th Ctsingle_family533,004$2,560,0002026-06-22
8479 SW 122nd Stsingle_family543,674$2,350,0002026-06-17
7455 SW 125th Stsingle_family543,039$2,100,0002026-06-15
7751 Palmetto Ctsingle_family553,298$2,575,0002026-06-10
1511 Agua Avesingle_family543,723$2,635,0002026-05-29
6125 SW 109th Stsingle_family554,161$3,400,0002026-05-26
7280 SW 100th Stsingle_family564,801$3,500,0002026-05-21
6505 SW 133rd Drsingle_family533,061$2,000,0002026-05-20
13150 SW 69th Avesingle_family545,343$3,150,0002026-05-18
325 Campana Avesingle_family546,779$5,100,0002026-05-14
10125 SW 60th Avesingle_family533,449$3,000,0002026-05-14
5820 SW 97th Stsingle_family544,084$6,625,0002026-05-14
9370 Balada Stsingle_family543,997$10,250,0002026-05-13
665 Leucadendra Drsingle_family587,698$24,250,0002026-05-05
5400 Banyan Trlsingle_family556,831$7,475,0002026-05-04
11120 Killian Park Rdsingle_family556,307$4,850,0002026-05-04
8535 SW 113th Tersingle_family543,645$1,980,0002026-04-30
11001 SW 75th Ctsingle_family565,783$4,125,0002026-04-29
641 Reinante Avesingle_family563,360$15,600,0002026-04-17
6755 SW 99th Tersingle_family554,598$3,800,0002026-04-17
12685 SW 81st Avesingle_family533,251$2,170,0002026-04-10
7681 SW 107th Stsingle_family543,514$3,185,0002026-04-09
13502 SW 57th Ctsingle_family533,099$2,200,0002026-04-06
7250 SW 99th Stsingle_family554,031$2,735,0002026-03-27
7340 SW 123rd Tersingle_family532,349$1,600,0002026-03-17
11133 SW 85th Ctsingle_family554,067$2,037,5002026-03-13
13407 SW 59th Avesingle_family543,280$2,325,0002026-03-09
5846 SW 108th Stsingle_family543,812$3,000,0002026-03-05
8363 SW 98th Stsingle_family564,093$1,960,0002026-03-03
7125 SW 120th Stsingle_family522,482$1,800,5002026-02-27
13000 SW 69th Ctsingle_family542,961$2,400,0002026-02-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7840 SW 98th Stsingle_family574,618$4,650,000
8345 SW 90th Stsingle_family533,460$1,745,000
12021 SW 82nd Plsingle_family543,686$1,980,000
10825 SW 80th Avesingle_family533,650$2,350,000
8695 SW 110th Stsingle_family532,551$1,635,000
8339 SW 112th Stsingle_family532,628$2,300,000
4901 Hammock Park Drsingle_family565,317$10,950,000
8045 SW 128th Stsingle_family561,781$1,650,000

10-year hold projection

IRR-6.5%
Equity multiple-0.09x
Total return (10yr)-$545,436
YearProperty valueNOICash flowLoan balanceEquity
1$3,965,500$8,670-$236,645$3,046,606$918,894
2$4,084,465$9,604-$235,906$3,010,919$1,073,546
3$4,206,999$10,584-$235,126$2,972,781$1,234,218
4$4,333,209$11,609-$234,305$2,932,024$1,401,185
5$4,463,205$12,684-$233,441$2,888,468$1,574,737
6$4,597,101$13,809-$232,531$2,841,921$1,755,180
7$4,735,014$14,986-$231,575$2,792,178$1,942,836
8$4,877,065$16,217-$230,569$2,739,019$2,138,046
9$5,023,377$17,505-$229,513$2,682,210$2,341,167
10$5,174,078$18,852-$228,404$2,621,499$2,552,579
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.