| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $350,000 |
| Down payment (20.0%) | $70,000 |
| Loan amount | $280,000 |
| Closing costs (5.0%) | $17,500 |
| Total cash to close | $87,500 |
| Income | |
| Rent (comp-derived) | $2,900$34,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,668$32,016 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $554$6,650 |
| Insurance (placeholder 0.8% of price) | $233$2,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $145$1,740 |
| Total operating expenses | $933$11,190 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $145$1,740 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 1 | 1,120 | $6,000 | 2025-06-09 | — | |
| single_family | 3 | 1 | 1,052 | $2,300 | 2026-08-24 | — | |
| single_family | 3 | 2 | 1,165 | $2,600 | 2026-04-24 | — | |
| single_family | 3 | 2 | 1,027 | $3,000 | — | — | |
| single_family | 3 | 2 | 1,086 | $3,250 | 2025-07-02 | — | |
| single_family | 3 | 2 | 725 | $2,800 | 2026-08-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5267589405 | single_family | 3 | 2 | 1,256 | $415,000 | 2026-08-11 |
| 2045 NW 34th St | single_family | 3 | 2 | 1,469 | $510,000 | 2026-08-07 |
| 1500 NW 44th St | single_family | 3 | 1 | 1,319 | $395,000 | 2026-08-07 |
| 1892 NW 42nd St | single_family | 3 | 2 | 1,295 | $410,000 | 2026-07-31 |
| 3195 NW 49th St | single_family | 3 | 2 | 1,080 | $475,000 | 2026-07-22 |
| 1521 NW 51st St | single_family | 3 | 2 | 1,053 | $480,000 | 2026-07-22 |
| 4048 NW 22nd Ct | single_family | 3 | 1 | 1,449 | $400,000 | 2026-07-22 |
| 2153 NW 24th St | single_family | 3 | 1 | 2,618 | $400,000 | 2026-07-21 |
| 2933 NW 48th Ter | single_family | 3 | 2 | 810 | $435,000 | 2026-07-20 |
| 2331 NW 55th Ter | single_family | 3 | 2 | 667 | $420,000 | 2026-07-17 |
| 2410 NW 43rd St | single_family | 3 | 2 | 1,170 | $475,000 | 2026-07-17 |
| 5995 NW 24th Ave | single_family | 3 | 2 | 1,798 | $515,000 | 2026-07-16 |
| 3231 NW 48th Ter | single_family | 3 | 1 | 1,208 | $493,000 | 2026-07-14 |
| 2951 NW 57th St | single_family | 3 | 2 | 1,450 | $535,000 | 2026-07-13 |
| 4711 NW 16th Ave | single_family | 3 | 1 | 888 | $340,000 | 2026-07-10 |
| 1733 NW 40th St | single_family | 3 | 2 | 1,711 | $414,000 | 2026-07-06 |
| 2450 NW 32nd St | single_family | 3 | 2 | 1,476 | $495,000 | 2026-06-30 |
| 2255 NW 60th St | single_family | 3 | 2 | 1,104 | $490,000 | 2026-06-24 |
| 3249 NW 51st St | single_family | 3 | 1 | 1,468 | $523,000 | 2026-06-18 |
| 2129 NW 59th St | single_family | 3 | 2 | 988 | $400,000 | 2026-06-16 |
| 1925 NW 49th St | single_family | 3 | 2 | 1,425 | $554,800 | 2026-06-16 |
| 3280 NW 51st Ter | single_family | 3 | 2 | 1,748 | $642,000 | 2026-06-11 |
| 1451 NW 43rd St | single_family | 3 | 2 | 1,592 | $399,900 | 2026-06-09 |
| 1328 NW 31st St | single_family | 3 | 1 | 1,143 | $380,000 | 2026-06-09 |
| 5825 NW 13th Ave | single_family | 3 | 2 | 1,284 | $420,000 | 2026-06-02 |
| 1995 NW 58th St | single_family | 3 | 2 | 1,038 | $490,000 | 2026-06-02 |
| 3099 NW 51st St | single_family | 3 | 1 | 794 | $235,000 | 2026-05-29 |
| 6832141397 | single_family | 3 | 2 | 1,209 | $455,000 | 2026-05-28 |
| 1340 NW 52nd St | single_family | 3 | 1 | 953 | $400,000 | 2026-05-26 |
| 3265 NW 50th St | single_family | 3 | 1 | — | $415,000 | 2026-05-15 |
| 3364 NW 51st Ter | single_family | 3 | 1 | 1,435 | $440,000 | 2026-05-14 |
| 1781 NW 49th St | single_family | 3 | 2 | 1,600 | $540,000 | 2026-05-11 |
| 1721 NW 51st St | single_family | 3 | 2 | 1,560 | $510,000 | 2026-04-30 |
| 3354 NW 50th St | single_family | 3 | 2 | 1,554 | $485,000 | 2026-04-24 |
| 1800 NW 46th St | single_family | 3 | 2 | 1,450 | $420,000 | 2026-04-23 |
| 2951 NW 47th St | single_family | 3 | 2 | 1,010 | $495,000 | 2026-04-09 |
| 2040 NW 34th St | single_family | 3 | 2 | 1,218 | $555,000 | 2026-04-07 |
| 2350 NW 55th Ter | single_family | 3 | 2 | 1,189 | $245,000 | 2026-04-06 |
| 1811 NW 55th St | single_family | 3 | 1 | 1,035 | $380,000 | 2026-04-02 |
| 1955 NW 55th St | single_family | 3 | 1 | 1,160 | $320,000 | 2026-04-01 |
| 3090 NW 33rd St | single_family | 3 | 2 | 2,560 | $752,000 | 2026-04-01 |
| 1720 NW 44th St | single_family | 3 | 2 | 1,500 | $475,000 | 2026-03-31 |
| 1950 NW 57th St | single_family | 3 | 2 | 1,008 | $445,000 | 2026-03-31 |
| 3049 NW 51st St | single_family | 3 | 2 | 1,292 | $400,000 | 2026-03-30 |
| 2626 NW 13th Ave | single_family | 3 | 2 | 1,484 | $380,000 | 2026-03-30 |
| 1401 NW 44th St | single_family | 3 | 3 | 1,462 | $390,000 | 2026-03-20 |
| 2850 NW 56th St | single_family | 3 | 2 | 1,825 | $550,000 | 2026-03-20 |
| 4417 NW 23rd Ct | single_family | 3 | 1 | 885 | $474,900 | 2026-03-18 |
| 3140 NW 60th St | single_family | 3 | 2 | 1,560 | $530,000 | 2026-03-16 |
| 3235 NW 23rd Ave | single_family | 3 | 2 | 1,113 | $433,000 | 2026-03-03 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5300 NW 30th Pl | single_family | 3 | 2 | 1,508 | $538,900 | — |
| 1300 NW 42nd St | single_family | 3 | 2 | 989 | $489,000 | — |
| 3300 NW 50th St | single_family | 3 | 1 | 832 | $419,000 | — |
| 3073 NW 59th St | single_family | 3 | 1 | 960 | $489,000 | — |
| 3035 NW 55th St | single_family | 3 | 1 | 957 | $375,000 | — |
| 6021 NW 21st Ave | single_family | 3 | 1 | 1,000 | $399,990 | — |
| 2030 NW 43rd St | single_family | 3 | 2 | 1,555 | $450,000 | — |
| 3111 NW 57th St | single_family | 3 | 2 | 1,656 | $549,500 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $360,500 | $20,826 | -$2,506 | $276,964 | $83,536 |
| 2 | $371,315 | $21,507 | -$1,869 | $273,720 | $97,595 |
| 3 | $382,454 | $22,209 | -$1,211 | $270,253 | $112,202 |
| 4 | $393,928 | $22,934 | -$532 | $266,547 | $127,381 |
| 5 | $405,746 | $23,683 | $170 | $262,588 | $143,158 |
| 6 | $417,918 | $24,455 | $894 | $258,356 | $159,562 |
| 7 | $430,456 | $25,252 | $1,642 | $253,834 | $176,622 |
| 8 | $443,370 | $26,074 | $2,414 | $249,001 | $194,368 |
| 9 | $456,671 | $26,923 | $3,211 | $243,837 | $212,834 |
| 10 | $470,371 | $27,799 | $4,034 | $238,317 | $232,053 |