| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,399,000 |
| Down payment (20.0%) | $279,800 |
| Loan amount | $1,119,200 |
| Closing costs (5.0%) | $69,950 |
| Total cash to close | $349,750 |
| Income | |
| Rent (comp-derived) | $13,000$156,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $11,960$143,520 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,215$26,581 |
| Insurance (est. scaled by flood & wind risk) | $1,492$17,907 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $650$7,800 |
| Total operating expenses | $4,357$52,288 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $650$7,800 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 4 | 2,763 | $6,500 | 2026-08-18 | — | |
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 5 | 3,390 | $13,000 | 2026-06-25 | — | |
| single_family | 6 | 6 | 5,322 | $28,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,806 | $22,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,181 | $18,000 | 2026-08-03 | — | |
| single_family | 6 | 4 | 3,078 | $3,500 | 2026-08-28 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8231 SW 30th St | single_family | 3 | 1 | 1,650 | $610,000 | 2026-08-31 |
| 1930 SW 82nd Ave | single_family | 3 | 2 | 1,346 | $563,000 | 2026-08-31 |
| 3945 SW 61st Ave | single_family | 3 | 2 | 1,676 | $859,000 | 2026-08-28 |
| 8220 SW 29th St | single_family | 4 | 3 | 1,807 | $855,000 | 2026-08-27 |
| 8625 SW 44th St | single_family | 3 | 2 | — | $935,000 | 2026-08-27 |
| 4145 SW 84th Ct | single_family | 4 | 3 | — | $1,150,000 | 2026-08-26 |
| 6342 SW 39th Ter | single_family | 3 | 2 | 2,085 | $690,000 | 2026-08-25 |
| 8371 SW 27th Ter | single_family | 3 | 3 | 1,955 | $660,000 | 2026-08-21 |
| 6382 SW 38th St | single_family | 3 | 2 | 1,010 | $730,000 | 2026-08-14 |
| 3124 SW 63rd Ave | single_family | 3 | 2 | 2,605 | $765,000 | 2026-08-14 |
| 8250 SW 28th St | single_family | 4 | 3 | 2,330 | $729,000 | 2026-08-13 |
| 2940 SW 63rd Ave | single_family | 3 | 3 | 4,159 | $2,525,000 | 2026-08-12 |
| 6735 SW 51st St | single_family | 4 | 2 | 2,192 | $1,115,000 | 2026-08-11 |
| 2725 SW 65th Ave | single_family | 4 | 4 | 2,855 | $1,815,000 | 2026-08-11 |
| 5745 SW 54th Ter | single_family | 3 | 1 | 1,382 | $1,200,000 | 2026-08-07 |
| 5770 LA Luneta Ave | single_family | 6 | 7 | 6,198 | $3,810,000 | 2026-08-07 |
| 7840 SW 18th Ter | single_family | 5 | 4 | 2,586 | $1,120,000 | 2026-08-07 |
| 5959 SW 16th Ter | single_family | 3 | 2 | 1,767 | $700,000 | 2026-08-04 |
| 2209 SW 57th Ct | single_family | 3 | 3 | 1,612 | $795,000 | 2026-08-04 |
| 2016 SW 58th Ct | single_family | 3 | 2 | 1,811 | $615,000 | 2026-08-03 |
| 3250 SW 68th Ave | single_family | 3 | 2 | 1,075 | $705,000 | 2026-07-31 |
| 7500 SW 16th St | single_family | 3 | 2 | 2,283 | $700,000 | 2026-07-31 |
| 1700 SW 82nd Ave | single_family | 3 | 1 | 1,456 | $720,000 | 2026-07-28 |
| 7525 SW 30th St | single_family | 3 | 1 | 936 | $435,000 | 2026-07-28 |
| 8030 SW 36th St | single_family | 3 | 2 | 2,184 | $705,000 | 2026-07-27 |
| 6291 SW 50th St | single_family | 4 | 3 | 2,475 | $1,650,000 | 2026-07-27 |
| 6121 SW 26th St | single_family | 3 | 3 | 1,922 | $995,000 | 2026-07-24 |
| 6230 SW 27th St | single_family | 2 | 2 | 1,411 | $945,000 | 2026-07-23 |
| 2725 SW 82nd Ave | single_family | 5 | 4 | 2,251 | $810,000 | 2026-07-23 |
| 1700 SW 71st Ct | single_family | 3 | 2 | 1,436 | $557,000 | 2026-07-23 |
| 6332 SW 28th St | single_family | 3 | 3 | 2,373 | $1,375,000 | 2026-07-23 |
| 1811 SW 83rd Ave | single_family | 4 | 3 | 2,152 | $860,000 | 2026-07-23 |
| 6065 N Waterway Dr | single_family | 4 | 3 | 1,641 | $987,000 | 2026-07-22 |
| 5825 SW 46th Ter | single_family | 3 | 2 | 1,669 | $1,300,000 | 2026-07-21 |
| 5860 SW 19th St | single_family | 6 | 4 | 2,523 | $850,000 | 2026-07-20 |
| 5889 Devonshire Blvd | single_family | 3 | 2 | 1,594 | $835,000 | 2026-07-20 |
| 3720 SW 86th Ave | single_family | 3 | 2 | 2,116 | $850,000 | 2026-07-16 |
| 5870 SW 46th Ter | single_family | 3 | 2 | 2,200 | $1,292,000 | 2026-07-16 |
| 8415 SW 44th St | single_family | 3 | 2 | 1,669 | $700,000 | 2026-07-15 |
| 3900 SW 67th Ave | single_family | 3 | 2 | 1,525 | $699,900 | 2026-07-14 |
| 4200 SW 60th Ct | single_family | 3 | 1 | 1,844 | $1,100,000 | 2026-07-13 |
| 5785 SW 46th Ter | single_family | 5 | 4 | 2,053 | $1,670,000 | 2026-07-10 |
| 7305 SW 17th Ter | single_family | 3 | 1 | 1,194 | $585,000 | 2026-07-10 |
| 6070 SW 42nd St | single_family | 3 | 3 | 1,608 | $1,100,000 | 2026-07-06 |
| 6491 SW 18th St | single_family | 3 | 2 | 1,505 | $535,828 | 2026-06-30 |
| 7855 SW 22nd St | single_family | 3 | 2 | 1,325 | $690,000 | 2026-06-30 |
| 7941 SW 18th Ter | single_family | 4 | 4 | 3,401 | $870,000 | 2026-06-29 |
| 5772 SW 30th St | single_family | 3 | 1 | 1,363 | $1,175,000 | 2026-06-26 |
| 5730 SW 42nd Ter | single_family | 2 | 1 | 936 | $603,897 | 2026-06-26 |
| 6290 SW 37th St | single_family | 3 | 2 | 1,853 | $880,000 | 2026-06-25 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5930 SW 44th Ter | single_family | 6 | 2 | 2,138 | $675,000 | — |
| 7225 SW 21st St | multi_family | 6 | 3 | 2,490 | $998,000 | — |
| 2290 SW 58th Ave | multi_family | 6 | 4 | 2,380 | $1,050,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,440,970 | $91,232 | -$2,876 | $1,107,065 | $333,905 |
| 2 | $1,484,199 | $94,230 | -$72 | $1,094,097 | $390,102 |
| 3 | $1,528,725 | $97,325 | $2,823 | $1,080,239 | $448,486 |
| 4 | $1,574,587 | $100,520 | $5,812 | $1,065,429 | $509,158 |
| 5 | $1,621,824 | $103,817 | $8,900 | $1,049,602 | $572,223 |
| 6 | $1,670,479 | $107,220 | $12,087 | $1,032,688 | $637,791 |
| 7 | $1,720,594 | $110,732 | $15,379 | $1,014,612 | $705,981 |
| 8 | $1,772,211 | $114,357 | $18,778 | $995,296 | $776,916 |
| 9 | $1,825,378 | $118,099 | $22,288 | $974,652 | $850,725 |
| 10 | $1,880,139 | $121,960 | $25,912 | $952,591 | $927,548 |