| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $854,990 |
| Down payment (20.0%) | $170,998 |
| Loan amount | $683,992 |
| Closing costs (5.0%) | $42,750 |
| Total cash to close | $213,748 |
| Income | |
| Rent (comp-derived) | $7,900$94,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,268$87,216 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,354$16,245 |
| Insurance (placeholder 0.8% of price) | $570$6,840 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $395$4,740 |
| Total operating expenses | $2,319$27,825 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $395$4,740 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 3 | 2,417 | $8,000 | 2026-08-05 | — | |
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 3 | 2,716 | $2,000 | 2026-08-26 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16907 SW 142nd Pl | single_family | 3 | 2 | 1,406 | $552,500 | 2026-09-02 |
| 17280 SW 146th Ct | single_family | 4 | 2 | 1,801 | $720,000 | 2026-08-28 |
| 18021 SW 138th Pl | single_family | 3 | 2 | 1,207 | $507,000 | 2026-08-28 |
| 12181 SW 215th St | single_family | 3 | 2 | — | $425,000 | 2026-08-26 |
| 14291 SW 171st Ter | single_family | 3 | 2 | 1,171 | $500,000 | 2026-08-25 |
| 17570 SW 142nd Ct | single_family | 3 | 2 | 1,144 | $520,000 | 2026-08-24 |
| 11775 SW 173rd Ter | single_family | 3 | 2 | 1,564 | $560,000 | 2026-08-21 |
| 17075 SW 145th Ave | single_family | 3 | 2 | 1,770 | $715,000 | 2026-08-18 |
| 12110 SW 168th St | single_family | 3 | 1 | 1,164 | $575,000 | 2026-08-18 |
| 19521 SW 128th Ct | single_family | 3 | 2 | 2,645 | $780,000 | 2026-08-17 |
| 14365 SW 172nd Ln | single_family | 3 | 2 | 1,539 | $589,000 | 2026-08-17 |
| 18420 SW 129th Ave | single_family | 4 | 2 | 1,920 | $530,000 | 2026-08-14 |
| 12370 SW 190th Ter | single_family | 4 | 3 | 1,872 | $690,000 | 2026-08-13 |
| 19880 SW 134th Ave | single_family | 5 | 3 | 3,316 | $1,550,000 | 2026-08-13 |
| 14420 SW 157th St | single_family | 5 | 3 | 1,673 | $805,000 | 2026-08-12 |
| 19596 SW 130th Avenue Rd | single_family | 5 | 4 | 3,385 | $1,155,000 | 2026-08-12 |
| 16540 SW 145th Ct | single_family | 4 | 2 | 1,909 | $758,000 | 2026-08-11 |
| 14490 SW 180th St | single_family | 3 | 2 | 1,486 | $615,000 | 2026-08-10 |
| 11741 SW 182nd Ter | single_family | 4 | 2 | 1,684 | $650,000 | 2026-08-10 |
| 17901 SW 144th Ave | single_family | 4 | 2 | 1,433 | $600,000 | 2026-08-10 |
| 20129 SW 123rd Dr | single_family | 4 | 2 | 1,313 | $350,000 | 2026-08-07 |
| 12325 SW 192nd Ter | single_family | 3 | 2 | 1,604 | $586,000 | 2026-08-07 |
| 12021 SW 174th St | single_family | 3 | 2 | 2,598 | $569,990 | 2026-08-07 |
| 12031 SW 172nd St | single_family | 3 | 2 | 1,878 | $750,000 | 2026-08-07 |
| 21342 SW 132nd Pl | single_family | 4 | 3 | 2,804 | $860,000 | 2026-08-06 |
| 11750 SW 169th Ter | single_family | 3 | 2 | 1,410 | $660,000 | 2026-08-06 |
| 14530 SW 176th Ter | single_family | 4 | 3 | 2,099 | $705,000 | 2026-08-05 |
| 19680 SW 121st Ave | single_family | 4 | 2 | 2,076 | $460,000 | 2026-08-04 |
| 14368 SW 165th St | single_family | 3 | 2 | 1,725 | $680,000 | 2026-08-04 |
| 16944 SW 144th Pl | single_family | 3 | 2 | 1,604 | $634,000 | 2026-08-04 |
| 12971 SW 200th Ter | single_family | 4 | 2 | 1,797 | $640,000 | 2026-08-04 |
| 18250 SW 139th Ct | single_family | 3 | 2 | 1,300 | $550,000 | 2026-08-03 |
| 12471 SW 190th Ter | single_family | 4 | 3 | 1,872 | $729,000 | 2026-08-03 |
| 19757 SW 124th Ave | single_family | 3 | 2 | 1,349 | $590,000 | 2026-08-03 |
| 11970 SW 177th Ter | single_family | 3 | 3 | 1,535 | $690,000 | 2026-07-30 |
| 17403 SW 142nd Pl | single_family | 3 | 2 | 1,393 | $575,000 | 2026-07-30 |
| 19059 SW 134th Ct | single_family | 5 | 5 | 2,845 | $950,000 | 2026-07-29 |
| 12330 SW 195th Ter | single_family | 4 | 2 | 1,824 | $690,000 | 2026-07-24 |
| 12320 SW 202nd Ter | single_family | 3 | 2 | 1,367 | $445,000 | 2026-07-24 |
| 13951 SW 152nd Ter | single_family | 4 | 2 | 2,539 | $500,000 | 2026-07-22 |
| 14491 SW 161st St | single_family | 4 | 2 | 2,380 | $795,000 | 2026-07-21 |
| 19707 SW 123rd Ct | single_family | 3 | 2 | 1,462 | $610,900 | 2026-07-15 |
| 13282 SW 200th Ter | single_family | 4 | 4 | 1,872 | $880,000 | 2026-07-15 |
| 19411 SW 117th Ave | single_family | 4 | 2 | 1,680 | $385,700 | 2026-07-15 |
| 16831 SW 139th Pl | single_family | 3 | 2 | 1,171 | $500,000 | 2026-07-10 |
| 12970 SW 187th Ter | single_family | 4 | 3 | 3,396 | $850,000 | 2026-07-09 |
| 18133 SW 144th Pl | single_family | 3 | 2 | 1,486 | $650,000 | 2026-07-09 |
| 12130 SW 215th St | single_family | 2 | 1 | 600 | $395,000 | 2026-07-09 |
| 14443 SW 172nd Ln | single_family | 3 | 2 | 1,522 | $655,000 | 2026-07-09 |
| 14557 SW 160th St | single_family | 6 | 2 | 3,140 | $805,000 | 2026-07-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 11941 SW 200th St | single_family | 6 | 3 | 1,764 | $680,000 | — |
| 21240 SW 126th Ct | single_family | 6 | 3 | 3,041 | $869,990 | — |
| 21344 SW 126 Ct | single_family | 6 | 3 | 3,041 | $879,990 | — |
| 19727 SW 118th Pl | single_family | 6 | 3 | 2,243 | $749,000 | — |
| 12040 SW 215th St | multi_family | 6 | 4 | 2,400 | $785,000 | — |
| 11911 SW 213th St | multi_family | 6 | 4 | 2,029 | $799,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $880,640 | $59,391 | $1,905 | $676,576 | $204,064 |
| 2 | $907,059 | $61,312 | $3,707 | $668,651 | $238,408 |
| 3 | $934,271 | $63,294 | $5,568 | $660,181 | $274,090 |
| 4 | $962,299 | $65,339 | $7,488 | $651,130 | $311,169 |
| 5 | $991,168 | $67,449 | $9,471 | $641,457 | $349,710 |
| 6 | $1,020,903 | $69,626 | $11,517 | $631,120 | $389,782 |
| 7 | $1,051,530 | $71,872 | $13,629 | $620,074 | $431,456 |
| 8 | $1,083,076 | $74,190 | $15,809 | $608,268 | $474,808 |
| 9 | $1,115,568 | $76,581 | $18,059 | $595,652 | $519,916 |
| 10 | $1,149,035 | $79,048 | $20,382 | $582,170 | $566,865 |