| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $603,990 |
| Down payment (20.0%) | $120,798 |
| Loan amount | $483,192 |
| Closing costs (5.0%) | $30,200 |
| Total cash to close | $150,998 |
| Income | |
| Rent (comp-derived) | $3,650$43,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,358$40,296 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $956$11,476 |
| Insurance (placeholder 0.8% of price) | $403$4,832 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $183$2,190 |
| Total operating expenses | $1,541$18,498 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $183$2,190 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 2,632 | $3,900 | 2026-08-27 | — | |
| single_family | 5 | 3 | 1,810 | $3,650 | 2026-08-24 | — | |
| single_family | 5 | 4 | 1,746 | $3,400 | 2026-07-07 | — | |
| single_family | 5 | 5 | 1,902 | $3,500 | 2026-06-21 | — | |
| single_family | 5 | 5 | 2,250 | $3,530 | 2026-03-11 | — | |
| single_family | 5 | 3 | 2,281 | $3,550 | 2026-06-17 | — | |
| single_family | 5 | 3 | 2,580 | $4,500 | 2026-07-20 | — | |
| single_family | 5 | 5 | 1,902 | $3,500 | 2026-07-30 | — | |
| single_family | 5 | 3 | 2,580 | $4,000 | 2026-06-26 | — | |
| single_family | 5 | 3 | 1,810 | $3,649 | 2026-05-23 | — | |
| single_family | 5 | 3 | 1,810 | $3,900 | 2026-08-06 | — | |
| single_family | 5 | 3 | 1,810 | $4,000 | 2026-07-10 | — | |
| single_family | 5 | 5 | 1,902 | $4,200 | 2026-07-06 | — | |
| single_family | 5 | 5 | 1,902 | $3,850 | — | — | |
| single_family | 5 | 5 | 1,902 | $3,300 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 624 NE 1st St | single_family | 5 | 4 | 2,790 | $656,000 | 2026-07-21 |
| 619 NE 5th St | single_family | 5 | 3 | 2,580 | $500,000 | 2026-07-10 |
| 35351 SW 218th Ave | single_family | 5 | 4 | 3,945 | $1,700,000 | 2026-07-10 |
| 1396 NW 3rd St | single_family | 5 | 3 | 1,810 | $575,000 | 2026-07-08 |
| 115 NE 6th Pl | single_family | 5 | 3 | 2,499 | $612,000 | 2026-06-30 |
| 321 NW 13th Pl | single_family | 5 | 5 | 1,902 | $550,000 | 2026-06-26 |
| 1160 NW 2nd Ln | single_family | 5 | 5 | 1,902 | $505,000 | 2026-06-22 |
| 621 NE 1st Ter | single_family | 5 | 3 | 2,499 | $608,000 | 2026-04-17 |
| 130 NE 6th Pl | single_family | 5 | 3 | 2,499 | $619,000 | 2026-03-30 |
| 19663 SW 339th Ter | single_family | 5 | 3 | 2,223 | $543,100 | 2026-03-12 |
| 19461 SW 339th Ter | single_family | 5 | 3 | 2,632 | $525,000 | 2026-03-11 |
| 34850 SW 218th Ave | single_family | 5 | 4 | 3,886 | $1,549,000 | 2026-02-26 |
| 19538 SW 339th Ter | single_family | 5 | 3 | 3,054 | $606,000 | 2026-02-24 |
| 1167 NW 2nd Ter | single_family | 5 | 4 | 1,902 | $409,900 | 2026-02-19 |
| 19605 SW 334th St | single_family | 5 | 3 | 1,606 | $790,000 | 2026-02-12 |
| 19448 SW 339th Ter | single_family | 5 | 3 | 2,632 | $545,000 | 2026-02-03 |
| 19563 SW 340th St | single_family | 5 | 3 | 2,665 | $501,000 | 2026-01-30 |
| 19681 SW 339th Ter | single_family | 5 | 3 | 2,632 | $567,700 | 2026-01-28 |
| 19679 SW 340th St | single_family | 5 | 3 | 3,054 | $600,900 | 2026-01-26 |
| 19488 SW 339th Ter | single_family | 5 | 3 | 3,054 | $553,000 | 2026-01-14 |
| 19453 SW 339th Ter | single_family | 5 | 3 | 3,054 | $590,500 | 2026-01-14 |
| 19436 SW 339th Ter | single_family | 5 | 3 | 3,054 | $618,000 | 2026-01-07 |
| 19571 SW 339th Ter | single_family | 5 | 3 | 3,054 | $553,900 | 2025-12-22 |
| 18785 SW 355th Ter | single_family | 5 | 4 | 3,022 | $1,000,000 | 2025-12-16 |
| 19554 SW 339th Ter | single_family | 5 | 3 | 2,632 | $520,000 | 2025-12-16 |
| 19477 SW 339th Ter | single_family | 5 | 3 | 3,054 | $585,000 | 2025-12-09 |
| 19662 SW 339th Ter | single_family | 5 | 3 | 3,054 | $601,300 | 2025-12-08 |
| 19539 SW 339th Ter | single_family | 5 | 3 | 2,632 | $519,100 | 2025-12-05 |
| 19506 SW 339th Ter | single_family | 5 | 3 | 3,054 | $615,000 | 2025-12-05 |
| 19680 SW 339th Ter | single_family | 5 | 3 | 3,054 | $630,000 | 2025-12-05 |
| 19531 SW 340th St | single_family | 5 | 4 | 2,987 | $610,000 | 2025-11-28 |
| 19455 SW 340th St | single_family | 5 | 4 | 2,987 | $590,000 | 2025-11-25 |
| 19607 SW 340th St | single_family | 5 | 3 | 3,054 | $585,900 | 2025-11-21 |
| 1132 NW 2nd St | single_family | 5 | 4 | 1,902 | $375,800 | 2025-11-17 |
| 1135 NW 2nd St | single_family | 5 | 4 | 1,902 | $350,000 | 2025-10-29 |
| 1112 NW 2nd St | single_family | 5 | 4 | 1,902 | $375,600 | 2025-10-23 |
| 1350 NW 2nd St | single_family | 5 | 3 | — | $574,900 | 2025-09-30 |
| 1363 NW 1st St | single_family | 5 | 3 | — | $574,900 | 2025-09-29 |
| 1402 NW 1st St | single_family | 5 | 3 | — | $589,900 | 2025-09-25 |
| 1334 NW 1st St | single_family | 5 | 3 | — | $574,900 | 2025-09-25 |
| 1326 NW 1st St | single_family | 5 | 3 | — | $574,900 | 2025-09-19 |
| 1344 NW 2nd Ter | single_family | 5 | 3 | — | $549,900 | 2025-09-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 33734 SW 195 Ave | townhomes | 5 | 4 | 2,987 | $704,990 | — |
| 19583 SW 337th Ter | single_family | 5 | 3 | 2,665 | $682,990 | — |
| 19454 SW 338th Ter | single_family | 5 | 3 | 2,665 | $637,640 | — |
| 34817 SW 189th Pl | single_family | 5 | 3 | 2,456 | $624,990 | — |
| 33764 SW 195 Ave | single_family | 5 | 4 | 2,987 | $699,990 | — |
| SW 336 St & SW 194 Ave | townhomes | 5 | 3 | 2,987 | $679,990 | — |
| 19573 SW 338th Ter | single_family | 5 | 4 | 2,987 | $689,990 | — |
| 19551 SW 337th Ter | single_family | 5 | 4 | 2,987 | $685,890 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $622,110 | $21,798 | -$17,653 | $477,953 | $144,157 |
| 2 | $640,773 | $22,545 | -$16,961 | $472,355 | $168,418 |
| 3 | $659,996 | $23,316 | -$16,246 | $466,371 | $193,625 |
| 4 | $679,796 | $24,113 | -$15,507 | $459,978 | $219,819 |
| 5 | $700,190 | $24,935 | -$14,743 | $453,145 | $247,045 |
| 6 | $721,196 | $25,786 | -$13,954 | $445,842 | $275,353 |
| 7 | $742,832 | $26,664 | -$13,137 | $438,039 | $304,793 |
| 8 | $765,116 | $27,571 | -$12,294 | $429,699 | $335,417 |
| 9 | $788,070 | $28,508 | -$11,422 | $420,787 | $367,283 |
| 10 | $811,712 | $29,476 | -$10,520 | $411,262 | $400,450 |