| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $458,990 |
| Down payment (20.0%) | $91,798 |
| Loan amount | $367,192 |
| Closing costs (5.0%) | $22,950 |
| Total cash to close | $114,748 |
| Income | |
| Rent (comp-derived) | $3,100$37,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,852$34,224 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $727$8,721 |
| Insurance (placeholder 0.8% of price) | $306$3,672 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $155$1,860 |
| Total operating expenses | $1,188$14,253 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $155$1,860 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 1,902 | $3,499 | 2026-08-20 | — | |
| single_family | 4 | 2 | 1,790 | $3,395 | 2026-05-20 | — | |
| single_family | 4 | 2 | 1,790 | $2,700 | 2026-07-10 | — | |
| single_family | 4 | 3 | 2,126 | $4,200 | 2026-08-12 | — | |
| single_family | 4 | 3 | 1,810 | $3,100 | — | — | |
| single_family | 4 | 4 | 1,578 | $2,940 | — | — | |
| single_family | 4 | 2 | 1,240 | $2,900 | 2026-08-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 736 NW 8th | single_family | 4 | 2 | 1,462 | $449,000 | 2026-08-28 |
| 19659 SW 337th Ter | single_family | 4 | 3 | 1,827 | $558,000 | 2026-08-27 |
| 496 SW 9th Ave | single_family | 4 | 2 | 1,514 | $475,000 | 2026-08-24 |
| 630 NE 1st St | single_family | 4 | 3 | 2,085 | $567,800 | 2026-08-20 |
| 735 NW 8th Ct | single_family | 4 | 2 | 1,208 | $357,500 | 2026-08-19 |
| 111 NE 6th Pl | single_family | 4 | 3 | 2,085 | $564,000 | 2026-07-30 |
| 542 NE 6th Pl | single_family | 4 | 3 | 2,126 | $460,000 | 2026-07-27 |
| 107 NE 6th Pl | single_family | 4 | 3 | 2,046 | $578,000 | 2026-07-24 |
| 816 NW 8th St | single_family | 4 | 2 | 1,444 | $510,000 | 2026-07-22 |
| 1330 NW 7th Ct | single_family | 4 | 2 | 1,395 | $399,900 | 2026-07-10 |
| 409 SW 8th Ave | single_family | 4 | 2 | 1,675 | $465,000 | 2026-07-01 |
| 618 NE 1st Ter | single_family | 4 | 3 | 2,046 | $570,000 | 2026-06-30 |
| 19403 SW 337th Ter | single_family | 4 | 3 | 2,439 | $577,699 | 2026-06-26 |
| 624 NE 5th St | single_family | 4 | 3 | 2,126 | $475,900 | 2026-06-26 |
| 651 NE 1st St | single_family | 4 | 3 | 2,046 | $573,990 | 2026-06-26 |
| 19624 SW 338th Ter | single_family | 4 | 3 | 2,439 | $559,000 | 2026-06-08 |
| 19493 SW 339th Ter | single_family | 4 | 3 | 2,223 | $580,000 | 2026-06-02 |
| 108 NE 6th Pl | single_family | 4 | 3 | 2,046 | $580,000 | 2026-05-22 |
| 1320 NW 7th Ct | single_family | 4 | 2 | 1,395 | $395,000 | 2026-05-15 |
| 715 NW 9th Ave | single_family | 4 | 2 | 1,472 | $390,000 | 2026-05-04 |
| 19428 SW 339th Ter | single_family | 4 | 3 | 2,183 | $525,000 | 2026-04-28 |
| 19570 SW 339th Ter | single_family | 4 | 3 | 2,439 | $530,000 | 2026-04-28 |
| 775 NW 3rd Ter | single_family | 4 | 2 | 1,256 | $454,000 | 2026-04-23 |
| 555 NE 6th Ct | single_family | 4 | 3 | 2,126 | $460,000 | 2026-04-20 |
| 639 NE 1st Ter | single_family | 4 | 3 | 2,085 | $554,000 | 2026-03-31 |
| 746 NW 3rd St | single_family | 4 | 2 | 1,501 | $432,500 | 2026-03-30 |
| 19485 SW 339th Ter | single_family | 4 | 2 | 2,062 | $529,700 | 2026-03-24 |
| 416 NW 9th Pl | single_family | 4 | 2 | 2,142 | $450,000 | 2026-03-23 |
| 19536 SW 338th Ter | single_family | 4 | 3 | 1,827 | $535,000 | 2026-03-20 |
| 506 NW 8th Ave | single_family | 4 | 2 | 1,394 | $445,000 | 2026-03-09 |
| 19547 SW 340th St | single_family | 4 | 3 | 2,223 | $538,000 | 2026-03-04 |
| 19523 SW 339th Ter | single_family | 4 | 3 | 2,183 | $529,946 | 2026-02-28 |
| 19472 SW 339th Ter | single_family | 4 | 3 | 2,223 | $505,300 | 2026-02-20 |
| 633 NE 1st Ter | single_family | 4 | 3 | 2,046 | $559,000 | 2026-02-18 |
| 1422 NW 8th Ave | single_family | 4 | 2 | 1,254 | $375,000 | 2026-01-07 |
| 20275 SW 396th St | single_family | 4 | 3 | 2,651 | $680,000 | 2026-01-02 |
| 642 NE 1st St | single_family | 4 | 4 | 2,790 | $646,990 | 2025-12-16 |
| 19469 SW 339th Ter | single_family | 4 | 3 | 1,828 | $490,000 | 2025-12-16 |
| 37189 SW 212th Ave | single_family | 4 | 3 | 3,449 | $899,900 | 2025-12-15 |
| 19480 SW 339th Ter | single_family | 4 | 3 | 1,828 | $499,000 | 2025-12-11 |
| 19437 SW 339th Ter | single_family | 4 | 3 | 1,828 | $504,800 | 2025-12-11 |
| 19643 SW 340th St | single_family | 4 | 3 | 2,223 | $521,500 | 2025-12-11 |
| 19522 SW 339th Ter | single_family | 4 | 3 | 1,828 | $497,100 | 2025-12-08 |
| 19464 SW 339th Ter | single_family | 4 | 2 | 2,062 | $537,000 | 2025-12-05 |
| 19439 SW 340th St | single_family | 4 | 3 | 2,223 | $515,000 | 2025-12-04 |
| 19463 SW 340th St | single_family | 4 | 3 | 1,827 | $490,000 | 2025-11-28 |
| 19627 SW 339th Ter | single_family | 4 | 3 | 1,827 | $495,000 | 2025-11-28 |
| 1051 NW 5th Ct | single_family | 4 | 1 | 1,196 | $460,000 | 2025-11-25 |
| 19495 SW 340th St | single_family | 4 | 3 | 1,828 | $570,600 | 2025-11-20 |
| 19415 SW 340th St | single_family | 4 | 3 | 2,223 | $507,300 | 2025-11-20 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| E Palm Dr & US 1 | townhomes | 4 | 3 | 1,557 | $999,999 | — |
| 19658 SW 337th Ter | single_family | 4 | 3 | 1,827 | $556,990 | — |
| SW 336 St & SW 194 Ave | single_family | 4 | 3 | 1,827 | $556,990 | — |
| 34870 SW 191st Court | single_family | 4 | 3 | 2,085 | $575,990 | — |
| 18925 SW 357 St | single_family | 4 | 3 | 1,552 | $365,740 | — |
| SW 336 St & SW 194 Ave | single_family | 4 | 2 | 2,183 | $539,990 | — |
| 19424 SW 336th Ter | single_family | 4 | 3 | 1,827 | $556,990 | — |
| E Palm Dr & US 1 | townhomes | 4 | 3 | 1,610 | $999,999 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $472,760 | $19,971 | -$10,205 | $363,211 | $109,549 |
| 2 | $486,942 | $20,642 | -$9,581 | $358,956 | $127,986 |
| 3 | $501,551 | $21,334 | -$8,936 | $354,410 | $147,141 |
| 4 | $516,597 | $22,049 | -$8,270 | $349,551 | $167,046 |
| 5 | $532,095 | $22,787 | -$7,582 | $344,358 | $187,737 |
| 6 | $548,058 | $23,549 | -$6,871 | $338,809 | $209,249 |
| 7 | $564,500 | $24,336 | -$6,137 | $332,879 | $231,621 |
| 8 | $581,435 | $25,149 | -$5,378 | $326,542 | $254,893 |
| 9 | $598,878 | $25,988 | -$4,594 | $319,769 | $279,109 |
| 10 | $616,844 | $26,855 | -$3,784 | $312,531 | $304,313 |