3266 SW 25th Ter

Miami, FL 33133 · townhomes · For Sale · 77 days on market
Asking price$1,399,000
3 beds 3 baths 2,677 sqft
View on Realtor.com →
Listed by Karim Leon-Velarde · Kd Prime Properties International, Llc
Typetownhomes
Built2024
Price / sqft$523
Est. value (own analysis)$1,884,090
Rent estimate (own analysis)$9,998/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-17
Removed date
MLSMiamiMLS #A12036554
Coordinates25.74379, -80.24700
Address3266 SW 25th Ter
CityMiami
StateFL
Zip33133
Listing ID2369319819
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,399,000
Down payment (20.0%)$279,800
Loan amount$1,119,200
Closing costs (5.0%)$69,950
Total cash to close$349,750
Rent (comp-derived)$9,998$119,976
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$119,976
Vacancy rate (assumption) assumption8.0%

$119,976 × 8.0% = $9,598

Effective gross income$9,198$110,378
Property tax (placeholder 1.9% of price)$2,215$26,581
Insurance (placeholder 0.8% of price)$933$11,192
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$500$5,999
Total operating expenses$3,648$43,772
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$110,378
Total operating expenses derived$43,772

$110,378 − $43,772 = $66,606

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,119,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,119,200 amortized at 6.7% over 30 years = $7,192/mo

CapEx reserve (5.0% of GSR)$500$5,999
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$66,606
Annual debt service derived$86,307
Annual CapEx reserve assumption$5,999
Annual PMI assumption$0

($66,606 − $86,307 − $5,999 − $0) ÷ 12 = -$2,142

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$66,606
Purchase price data$1,399,000

$66,606 ÷ $1,399,000 = 4.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$25,700
Total cash to close derived$349,750

-$25,700 ÷ $349,750 = -7.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$66,606
Annual debt service derived$86,307

$66,606 ÷ $86,307 = 0.77

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$119,976
Purchase price data$1,399,000

($119,976 ÷ 12) ÷ $1,399,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,399,000
Gross scheduled rent (annual) comp$119,976

$1,399,000 ÷ $119,976 = 11.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$43,772
Effective gross income derived$110,378

$43,772 ÷ $110,378 = 39.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$43,772
Annual debt service derived$86,307
Annual PMI assumption$0
Gross scheduled rent (annual) comp$119,976

($43,772 + $86,307 + $0) ÷ $119,976 = 108.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes332,454$12,5002026-08-05
townhomes332,200$5,0002026-07-05
townhomes332,040$5,9002026-06-23
townhomes342,291$13,5002026-06-01
townhomes332,300$9,9982026-07-31
townhomes332,160$8,0002026-07-30
townhomes332,110$11,0002026-08-24

2938 Catalina St

Coconut Grove, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,454
Listed2026-08-05
Days on market

Asking rent: $12,500

View on Zillow →

2782 SW 33rd Ave Unit 2782

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,200
Listed2026-07-05
Days on market

Asking rent: $5,000

View on Zillow →

2919 Virginia St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,040
Listed2026-06-23
Days on market

Asking rent: $5,900

View on Zillow →

3135 Ohio St Unit 3135

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 4 ba
Square footage2,291
Listed2026-06-01
Days on market

Asking rent: $13,500

View on Zillow →

3160 Matilda St Unit 3160

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,300
Listed2026-07-31
Days on market

Asking rent: $9,998

View on Zillow →

3067 Carter St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,160
Listed2026-07-30
Days on market

Asking rent: $8,000

View on Zillow →

3068 Shipping Ave

Coconut Grove, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,110
Listed2026-08-24
Days on market

Asking rent: $11,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2977 Bridgeport Avetownhomes342,802$2,520,0002026-07-31
3376 Day Ave Unit Btownhomes33$1,475,0002026-07-31
2721 SW 22nd Ave Unit Ctownhomes332,215$1,799,0002026-07-20
3374 Day Ave Unit Atownhomes33$1,575,0002026-07-17
2917 SW 30th Ct Unit 2917townhomes342,445$1,130,0002026-07-02
3318 Day Ave Unit 7townhomes332,577$1,575,0002026-06-29
3407 Day Ave Unit 3407townhomes332,522$1,775,0002026-06-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3350 SW 27th Ave Apt 1802condos332,522$3,100,000
3 Grove Isle Dr Unit C410condos332,424$2,695,000
2678 Tigertail Ave Apt 401condos341,811$3,250,000
2901 S Bayshore Dr Apt 1Bcondos321,587$1,985,000
3431 SW 25th Stsingle_family321,296$740,000
2155 SW 25th Tersingle_family331,628$1,429,000
2678 Tigertail Ave Apt 1806condos342,058$3,995,000
2 Grove Isle Dr Unit B1109condos332,614$2,900,000

10-year hold projection

IRR5.6%
Equity multiple1.89x
Total return (10yr)$492,434
YearProperty valueNOICash flowLoan balanceEquity
1$1,440,970$66,606-$25,700$1,107,065$333,905
2$1,484,199$68,823-$23,633$1,094,097$390,102
3$1,528,725$71,112-$21,498$1,080,239$448,486
4$1,574,587$73,475-$19,292$1,065,429$509,158
5$1,621,824$75,915-$17,013$1,049,602$572,223
6$1,670,479$78,434-$14,660$1,032,688$637,791
7$1,720,594$81,035-$12,229$1,014,612$705,981
8$1,772,211$83,720-$9,718$995,296$776,916
9$1,825,378$86,492-$7,125$974,652$850,725
10$1,880,139$89,353-$4,446$952,591$927,548
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.